# Accounts
Accounts panel shows basic details about all accounts that are available for a user.
To open Accounts panel, select Account -> Accounts at the header of the terminal:
The Accounts panel is also available in Detailed view in order to show the detailed information in rows. To open Accounts widget, click on the Balance\&Projected balance section at the header of the platform:
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By clicking on the Account Link button, located at the top right corner of Accounts widget, a user can link panels by account. Please, read more about Account linking here:
[Arranging Panels](https://help.za.velocitytrade.com/desktop-application-for-windows/windows/getting-started/arranging-panels)
If you have a Multi-asset account, then after selecting it in the Accounts lookup, the drop-down list will appear where you can select a needed asset to view detailed information and balance.
The following information about Accounts and calculation formulas are available:
| Title | Description | Formula |
| ----------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **General** | | |
| Balance | A current realized balance of an account. If there is trading with pending valuation, balance won’t change before clearing, on which P/L will be credited by covered trades or delivery of funds will be performed by uncovered trades. Fees are charged off from a balance at the time of accrual. | |
| Projected balance | A future balance which includes all accrued and not accrued profit/loss. After closing all positions, accrual of fees and assets' delivery, a balance becomes equal to a projected balance. | Projected balance = Balance + Unsettled cash + Loss + Profit + Blocked for Stocks + Option premium, where:
- Unsettled cash – cash sum of unsettled account operations, which have not been delivered to an account yet and will be delivered in accordance with T+n settlement system;
- Profit/Loss – current open profit/loss by positions;
- Blocked for Stocks – amount of funds debited from a balance in case of Equities trading. After closing such position, funds will be returned to an account:
Blocked for stocks = abs (∑ Stock operation), abs - module.
|
| Balance & All risks | Shows actual current quantity of funds on an account which can be used for trading. | Balance\&All risks = Balance + Loss + Profit + Unsettled cash + Unsettled cash for stocks + Unsettled option premium - Unused premium from open sell, where:
- Loss - current open losses, calculated for all instruments on a selected account.
- Profit - current open profit, calculated for all instruments on a selected account.
- Unsettled cash – cash sum of unsettled account operations, which have not been delivered to an account yet and will be delivered in accordance with T+n settlement system;
- Unsettled cash for stocks = Unsettled positive cash for stocks + Used unsettled negative cash for stocks, where:
Unsettled positive cash for stocks - value of unsettled cash, which was returned when selling stocks.
- Unsettled option premium = Used unsettled negative premium + Unsettled positive premium - Unsettled premium from open sell.
|
| Credit value | An amount of credit funds which you can't withdraw, but can trade with. | |
| Available funds | Amount of funds which can be used for trading. | Available funds = Balance\&All risks - Initial margin req - Stock orders req |
| Blocked balance | Balance blocked by a broker or by a user for withdrawal\transfer. | Blocked balance = Withdrawal balance + Transfer balance |
| Cash balance | A current cash position for an account with taken into account unsettled profit/loss. | Cash balance = Balance + Unsettled cash |
| Unsettled cash | Cash sum of unsettled account operations, which have not been delivered to an account yet and will be delivered in accordance with T+n settlement system. | |
| Withdrawal available | Shows an amount of cash that you can withdraw immediately from your account. | Withdrawal available = Available funds – Credit value – Profit – Unsettled profit + Unused unsettled negative cash for stocks – Unsettled positive cash for stocks + Unused unsettled negative premium - Unsettled positive premium + Unsettled premium from open sell - Used premium from open sell - Stocks liquidity + Withdrawable cash for stocks + Withdrawable unsettled profit/loss + Withdrawable unsettled collateral + Unused intraday initial margin - Used overnight initial margin for intraday, where:
- Credit value - credited funds available to trade with but unavailable to withdraw;
- Profit - current open profit, calculated for all instruments on a selected account.
- Unsettled profit - realized profit for all positions, which has not been delivered to an account yet and will be delivered in accordance with T+n settlement system;
- Unsettled positive cash for stocks - value of unsettled cash, which was returned when selling stocks.
- Unsettled premium from open sell - unsettled uncovered option premium for opening short positions.
- Used premium from open sell – settled uncovered option premium for opening short positions.
- "Unused intraday initial margin" and "Used overnight initial margin for intraday" participate in the calculation only during those periods of the trading session for which Is Intraday = true. For other periods, they do not participate, since the margin is already blocked by Overnight coefficients.
|
| Interest rate, % | Shows an annual interest rate on deposit. | |
| Stocks value | A total cost of assets, traded with Stocks pre-paid margin type, positions of which are open on a selected account. | Stocks value = ∑ (Current stock price \* Amount \* Cross price), where: Amount - a current stocks' quantity in the position 'Qty \* Lot size'; Qty is qty in lots. |
| Stocks liquidity | A part of a total cost of assets, which is accounted in available margin if there are assets on the account of a trader. | Stocks liquidity = ∑ (Amount \* Price \* CrossPrice \* (Liquidity rate/100)) Amount - a current stocks' quantity on the account 'Qty \* Lot size'; Qty is qty in lots. |
| Option value | Current option value in portfolio. Can be positive for a long Net position, or negative for a short Net position.
Option value is calculated only for Options with Option trading style 'Premium-style' or 'Mark-to-market'. Option trading style is set up by a broker.
| Option value = ∑ (Current option price \* Amount \* Cross price), where: Current option price - a current price of an option; Amount - a current amount of options in a position; Cross price - a current cross price in account's currency. |
| **Margin** | | |
| Waived margin | The amount in the Account currency that is deducted from Initial and Maintenance margin requirements for the Account | see Initial margin req. and Maint. margin req. |
| Initial margin req | Amount of initial margin blocked for all positions and orders taking into account a margin crossing. | Initial margin req = ∑ (Initial margin)+ Fee - Waived margin |
| Initial margin req, % | Shows how much margin is used in relation to Balance\&All risks. | Initial margin req,% = (Initial margin req/ (Balance\&All risks - Stock orders req))\*100% |
| Maint. margin req., % | Shows current level of risks. When Maint. margin req=100%, stop-out triggers. | Maint. margin req% = (Maint margin req/ (Balance\&All risks - Stock orders req))\*100%, where Maint margin req=∑ (Maintenance margin) + Fee - Waived margin |
| Margin available | Full margin which is available to maintain a portfolio in a current moment. | Margin available = Balance\&All risks - Maint. margin req - Stock orders req |
| Margin warning level | Shows Maintenance margin level, which Warning margin message is sent with. | Warning margin lvl. = (Margin warning, % / 100) \* (Balance\&All risks - Stock orders req) |
| Stop out level, % | Maintenance margin level value needed for the stop out to occur. | |
| Warning margin | A value set on the account's level. When Maint. margin req, % reaches this value, a Warning margin message is sent. | |
| Maint. margin req. | Total margin used for maintenance of a current portfolio in account currency. | Maint. margin req = ∑ (Maint. margin)+ Fee - Waived margin (Maintenance margin req for positions and Initial margin for orders, taking into account the margin crossing between orders and positions) |
| Blocked for Stocks | Amount of funds debited from a balance in case of trading with symbols with Stocks pre-paid margin type. After closing such position, funds will be returned to an account. Stock operations can be pending. | Blocked for Stocks=abs(∑Stock operation), where: abs - a module; Stock operation = - Open price \* Qty \* Lot size \* Cross price (for buy); Stock operation = Open price \* Qty \* Lot size \* Cross price (for sell). |
| Stock orders req | Total margin blocked for orders with Stock pre-paid margin type. | Stock orders req = ∑ Margin for Stocks pre-paid orders |
| Option premium req. | Option premium for buy orders | |
| **Account activity** | | |
| Open gross P/L | A profit or loss on all currently opened positions and currency, recalculated in real time based on the most recent quotes | |
| Open net P/L | A net profit or loss on open positions. | |
| #Positions | A number of currently opened positions. | |
| #Orders | A number of currently placed pending orders. | |
| **Today results** | | |
| Today's gross | A gross profit for today. | |
| Today's net | A total profit or loss realized from positions today. | |
| Today's fees | Fees paid today. | |
| Today's volume | A total volume traded for today. | |
| #Today's trades | A number of trades done for today. | |
| Today turnover | Shows a turnover of funds per day for a current account. | |
| Today's rebates | Shows a sum of all funds that have been received/paid by a broker for the creation/removal of liquidity for a current day. If a received rebates is bigger than a paid sum, then rebates value will be positive "+", otherwise negative "-". | |
| **Risk management** | | |
| Trading status | Trading status of a selected account. | |
| Daily loss limit | Max loss limit for 1 day, trading is blocked when this limit is reached. | |
| Weekly loss limit | Max loss limit for 1 week, trading is blocked when this limit is reached. | |
| Daily profit target | Maximum value of daily net profit allowed for an account. | |
| Total max position qty | Max total qty in lots of all positions and orders. | |
| Trailing drawdown level | Shows maximum drawdown level for an account. | |
| Daily loss | Shows a current net daily loss limit value for an account. | |
| Weekly loss | Shows a current net weekly loss limit value for an account. | |
| Max. day volume | Shows a Max. day volume set for an account. | |
| #Max. positions | Shows a Max. qty. of positions. | |
| #Max. pending orders | Shows a Max. qty of pending orders. | |
| Max. orders capital | Shows a Max. order capital. | |
| Allow overnight trading | Shows whether it is allowed or not to transfer positions through night for an account. | |
| Max order amount | Maximum allowed opening order amount (in the Instrument absolute units) | |
| Max orders count per day | Number of orders that the User can place or modify during a day | |
| Max drawdown level | Minimum allowed Projected balance value that an Account can have | |
| Day trader pattern protection | Displays whether protection against accidental marking the account as the Day trader pattern is activated. Available states are ‘Enabled’ or ‘Disabled’. | |
| Available day trades | Displays the number of intraday trades that can be performed before the system classifies this user/account as a Day trader pattern. | |
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